Bank of England weighs easing mortgage-risk limit
The Bank of England is considering raising a threshold that limits the share of higher-risk mortgages lenders can issue, according to two supplied Financial Times items. Government and industry have urged the central bank to relax the rule to support home ownership, setting up a choice between broader credit access and tighter safeguards for borrowers and banks.
Why it matters
Any change could expand mortgage availability while increasing the system's exposure to highly leveraged households.
Sources
finite. summarises the reporting above and links to each original. We do not reproduce full articles. Read the sources for complete coverage.
Part of the October 31, 2026 brief.